🚀 Idea Summary

We’re building a web platform where local businesses can offer cash or % rewards for referrals. Users earn money by referring friends via SMS. Businesses only pay when a lead converts. Our platform handles tracking, SMS delivery, wallet balances, and payout or donation options.

👨‍💼 Business Dashboard

• Business sign up/login
• Create referral offer (title, %/$ for sender & receiver, expiry)
• Import contact list (CSV/manual)
• Send SMS with unique referral link/code
• Track referrals: sent, clicked, completed
• Business wallet view + payout request

📱 Referrer Flow (User)

• Receives SMS from business (with offer and unique code)
• Landing page: offer info + share link
• After referral success: balance shows in wallet
• Option to:
  • Withdraw to PayPal or bank
  • Donate to charity (optional)

💼 Admin Panel (Us)

• See all active businesses and offers
• Track all referrals and statuses
• Track and approve/refuse payouts
• Apply 30% commission per payout
• Flag suspicious activity

🔌 Integrations

• SMS API: Twilio or Plivo
• Payments: PayPal Payouts, Stripe, Wise
• Referral tracking via unique codes or UTM links
• Basic wallet with balance & transaction history

🌍 Public Offers Directory

• List all live referral deals from businesses
• Filters by category (e.g. Cleaning, Fitness, etc.)
• “Use Deal” and “Refer a Friend” buttons

🧰 Suggested Tech Stack

• Frontend: React.js / TailwindCSS
• Backend: Node.js or Firebase
• Database: PostgreSQL / Firestore
• Hosting: Vercel, Firebase, or Heroku

🕒 Estimated MVP Timeline

• Business Dashboard – 1.5 weeks
• SMS + Referral Engine – 1 week
• Wallet + Referrer Flow – 1 week
• Admin Panel – 3–5 days
• Public Directory – 3–5 days
• Total: ~4–5 weeks

💡 Future Add-Ons (Post-MVP)

• Subscription plans for businesses (analytics, priority)
• Ad placement and promotion options
• Auto re-engagement SMS flows
• Referral competitions and leaderboards
• Mobile app (Flutter or React Native)